Debt Restructuring via Account Portfolio Management

Corporate debt restructuring demands balancing creditor recovery with debtor viability. Aggressive recovery tactics can bankrupt entities capable of partial repayment, harming all stakeholders. Our phased approach prioritizes operational assessments to determine sustainable repayment thresholds before negotiating with creditors.

Secured vs. unsecured debt hierarchies dictate recovery potential. We employ lien-stripping strategies to reclassify debts, maximizing recoveries for junior creditors typically left with nothing. This requires meticulous collateral audits to challenge overvalued security interests—a process yielding average recoveries of 34% for otherwise non-priority claims.

Post-restructuring, we implement monitoring frameworks to prevent recurrence. These include cash flow covenants, mandatory financial health disclosures, and creditor-approved CAPEX controls. Clients report a 71% reduction in repeat insolvencies after adopting our protocols.